Alys Key

Borrowers should remain prepared for higher rates as the base rate is expected to stand at four per cent in 2028

While an important source of income to around 1.7 million people in the UK, ESA can also be a confusing benefit to get your head around

There are some instances where money you receive from a late loved one can be subject to income tax

Don’t forget that your savings are only protected up to £85,000 per institution by the Financial Services Compensation Scheme which backs up your money in the event that a bank or other financial firm goes bust

Your personal circumstances will determine whether paying off a mortgage early is the right decision for you – check with a specialist to be sure of your options

It might be tempting to see if you can get out of your current mortgage early and secure a better deal

There are different ways to split the ownership of a house, and the arrangement you have will affect how inheritance tax is handled

Lenders have already been adjusting their offers in light of what’s seen as greater stability

A shift overseas brings a unique set of financial pitfalls – here’s how to avoid them

The sirens sound in the street. The lockdown order comes. The images on the television are of chaos and illness, total societal collapse. The apocalypse is here, and where are the rich? Already holed up in their survival compounds, ready to ride out the end of the world before emerging to take control of what’s