Ananya Grover

CRIF India's Sachin Seth discusses how India's credit ecosystem has matured through Jan Dhan, Aadhaar and digital lending infrastructure, and why risk-based pricing and secured credit products like gold loans are gaining traction.

The new framework empowers the ombudsman to issue interim, non-binding advisories to the regulated entity, requiring it to take action for full or partial resolution to enable quicker settlement.

A home loan top-up can offer cheaper credit than a personal loan—but only if you understand the costs, eligibility rules and hidden pitfalls.

Account Aggregators are giving lenders a richer picture of borrowers—and potentially faster, cheaper loans. But the data trail can become harder to see once it reaches the lender.

Marcellus Investment Managers' founder and CIO Saurabh Mukherjea argues that portfolios anchored solely to domestic markets may no longer be enough.

Bond SIPs make investing in direct bonds easier through automated monthly purchases. But they don't eliminate credit risk. Here's what investors should know.

These platforms move idle cash into liquid funds to beat traditional savings account rates and offer brand perks, but come with hidden costs, taxes, and exit loads.

Consumers are becoming more value-conscious. Many are delaying upgrades, choosing previous-generation or refurbished phones, repairing existing devices, or using exchange offers

Financial independence is an aspiration worth pursuing, not as an escape from a toxic workplace, a bad boss or a poor appraisal, but as a means of building a richer, more purposeful life.

Retail investors are flocking to corporate bonds but relying too heavily on credit ratings. Experts say ratings miss default, liquidity and price risks.