Andrew Ackerman

It would be hard to find a buyer or create another rescue plan. A regulatory seizure would bring its own set of problems.

The reports are expected to include recommendations for stricter regulation of regional banks.

Michael Barr, the Fed’s vice chair for supervision, said supervisors didn’t fully appreciate the extent of the vulnerabilities as SVB grew in size and complexity. He also called for revamping a range of rules for midsize banks.

Big banks including JPMorgan Chase & Co. and PNC Financial Services Group Inc. are vying to buy First Republic Bank in a deal that would follow a government seizure of the troubled lender.

Lawmakers could reduce the risk of bank runs by significantly raising deposit-insurance protection for accounts used for payroll and other business payments, the Federal Deposit Insurance Corp. said.

Some banking experts say the best way to shore up depositors’ and investors’ confidence is for more lenders to buy each other.

Michael Roffler plans to tell House lawmakers that his company was the victim of industrywide panic about the health of midsize banks.

Banks have spent the past week or so testing what would be a clever gambit: Paying billions of dollars they collectively owe to replenish a federal deposit insurance fund using Treasurys instead of cash. The idea—floated to regulators and lawmakers by PNC Financial Services Group and supported by o

Sen. Elizabeth Warren isn't a fan of a plan banks are floating to use Treasurys instead of cash to pay billions that they collectively owe to a

The Fed governor cautioned policy makers against moving forward with a broad revamp of the regulatory framework facing small and regional banks, saying complex new rules could hasten the consolidation of the banking industry and potentially push more activities outside of the regulated banking system.