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Brandon Renfro's articles predominantly focus on personal finance, particularly retirement planning and tax strategies. His coverage indicates a preference for investment analysis and how-to guides related to personal finance.
To effectively reach out to Brandon, consider offering expert insights or practical advice on retirement planning, tax strategies, or investment analysis aimed at financial advisors or individuals approaching retirement age. Additionally, pitches should align with the national scope of his coverage in the United States.
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By: Brandon Renfro
For our initial consultation with a financial planner, they are asking for documents that include mortgage debt and the worth of all our real estate. When I call and speak to my mortgage company, what kind of information do I … Continue reading → The post Ask an Advisor: What Documents Should I Bring to My First Meeting With a Financial Advisor? appeared first on SmartAsset Blog.
By: Brandon Renfro
Which professional do I need for the tax calculation of a Roth conversion? A CFP, financial advisor or tax preparer? I’ve reached out to tax preparers before but they seemed to have no idea what I was talking about. My income right now is very low so I would like to take advantage of this […] The post Which Professional Do I Need for the Tax Calculation of a Roth Conversion? A CFP, Financial Advisor or Tax Preparer? appeared first on SmartReads by SmartAsset.
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My wife and I are 30 and 34. We have $950,000 in Roth IRAs, $900,000 in mutual funds and five-year CDs and we own our home worth $600,000.
How do I know which of my investments are better off in my IRA, Roth IRA or brokerage account? -Peter It’s great that you’re considering this – many people overlook the importance of where to hold different investments. Often, this is due to a lack of awareness about how significantly it can impact overall returns. […] The post Which Investments Are Better Off in My IRA vs. Roth IRA vs. Brokerage Account? appeared first on SmartReads by SmartAsset.
By: Brandon Renfro
My wife is currently working and has a traditional IRA with approximately $350,000 to $400,000. She is almost 65 but not looking to retire anytime soon. Should she roll over her IRA and take a tax hit and open a Roth IRA? I’m not sure if this is a smart move at this time in […] The post Ask an Advisor: Should My Wife Convert her $350k-$400k to a Roth IRA? She's 65 But Isn't Retiring Anytime Soon appeared first on SmartReads by SmartAsset.
By: Brandon Renfro
Balancing Roth and pre-tax accounts is mostly about comparing your current and future tax rates. There are other factors to consider as well.
When entering retirement, would it be best to transfer your pension fund and 401(k) from your employer account to your own personal individual retirement account (IRA), keeping them under one roof? -Randy There are a couple of things to be … Continue reading → The post Ask an Advisor: What Should I Do With My Retirement Accounts When I Retire? appeared first on SmartAsset Blog.
By: Brandon Renfro
I'm 55 and would like to retire now with a $3 million total net worth. I'm assuming my net worth will grow, on average, 5% until I’m eligible for Social Security. My house is paid off and my lifestyle is simple. I can live with $5,000 per month. Am I making the right decisions? – […] The post Ask an Advisor: I'm 55 With a $3 Million Net Worth and $5k in Monthly Expenses. Can I Retire Now? appeared first on SmartReads by SmartAsset.
By: Patrick Villanova, Brandon Renfro
‘ s 401(k) because I'm not sure it's the best decision. I'm thinking of transferring funds into a Roth IRA but I'm afraid it will affect our tax bracket because I'm sure we will have to pay the IRS.
