Some vendors argue a move away from rate sheets can negatively impact dealerships using them to estimate monthly payments. But some dealers say AI assistance for loan decisioning and terms is a nonissue.
Dan Shine is a Senior Editor at Automotive News and Editor-in-Chief of Fixed Ops Journal. He specializes in automotive topics, including service and parts, finance and insurance, retail technology, and the dynamics of used vehicles and wholesale auctions. Shine has been featured in Auto Jobs Now, POWER magazine, Automotive News, and Ad Age.












