Dick Selzer

I see buyers at every stage of life who can afford the monthly payments on a home loan, but who struggle to come up with the 20 percent down payment that would give them the most favorable loan terms. Sometimes, people see the money in their retirement account as a way to come up with the cash they need.

More than a year ago, I wrote an article about a proposed tax-sharing and annexation agreement between the City of Ukiah and Mendocino County. The issue has resurfaced and many community members continue to have concerns.The last…

Last week, I summarized my concerns regarding the proposed tax-sharing and annexation agreement between the City of Ukiah and Mendocino County.

Last week, I summarized my concerns regarding the proposed tax-sharing and annexation agreement between the City of Ukiah and Mendocino County.

If you're like many people, as soon as anyone starts talking about tax exclusion loopholes, your eyes start to glaze over.

When people sell their home, they often assume their profit is the difference between what they owe on the property and what they sell it for.

When people sell their home, they often assume their profit is the difference between what they owe on the property and what they sell it for. Profit on a

After three decades of stalled efforts, the Senate just passed the first major housing bill in 30 years, and by a huge margin (85–5). That's almost unheard of in Washington these days.

After three decades of stalled efforts, the Senate just passed the first major housing bill in 30 years, and by a huge margin (85–5). That’s almost unheard of in Washington these days. It has since been reconciled by the House and is …

The 5.8 magnitude earthquake centered in Redwood Valley in June reminded many of us that we live in earthquake country.