After a recent column on taxes, I’ve been asked several times about refundable tax credits and how someone could pay nothing in yet get a $10,000 refund. I’ve also been
Jim Cheney is a Writer and Photographer at Uncovering New York. He focuses on themes such as travel and tourism, culture and society, and personal finance, while also exploring topics like credit health, debt management, and civil rights. Jim's work has been featured in Uncovering Media, LLC, and the Finger Lakes Times.









