John Reosti

Key insight: USDA is shining a spotlight on credit quality in one of its lending programs by ejecting a group of lenders it said was responsible for the lion's share of its delinquent loans.

| Key insight: Banks with very low charge-off rates are calibrating the message they send to the investing public, warning that there will be a return to more normal levels of bad credit.

Key takeaway: Led by its second generation of executives from the same family, a mutual thrift in Queens, New York, has remained committed to its depositor-owned roots.

Key takeaway: The Toronto-based banking giant continues to report progress in remediating its U.S. regulatory issues.

Key takeaway: After previously focusing on existing healthcare practices, U.S. Bank has unveiled a loan for veterinarians and dentists aiming to start from scratch.

BCB Bancorp in Bayonne, New Jersey, is turning to veteran bank executive Tom O'Brien to accelerate its turnaround after reporting significant losses in 2025.

Maspeth Federal Savings in Queens has been managed by members of the Rudzewick family, led by long-serving patriarch Ken, for nearly three decades.

Key insight: FNBO has leveraged its status as one of the nation's largest family-owned banks to acquire other similarly-structured institutions.

Key takeaway: After more than a year of advocacy, SBA is taking a concrete step toward boosting loan-size limits.

Key insight: The spotlight on lenders' credit quality may signal a broader concern about the health of government-guaranteed loan portfolios.