John Reosti is a Community Banking Reporter at American Banker, with a focus on national banking news in the United States. As a U.S. Army veteran, John brings a unique perspective to his reporting, covering topics such as banking regulations, financial technology, mergers and acquisitions, and the impact of banking on communities. His work has also been featured in publications such as The Bond Buyer, Financial Planning, and Digital Insurance.
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John's articles predominantly cover finance and economy, focusing on banking, financial services, regulations, technology, and trends. He often cites data and frequently reports on government announcements and legal policy regulations.
When reaching out to John Reosti with pitches or expert commentary, consider offering insights into the latest trends in the finance industry. Provide data-driven analysis or perspectives on how government announcements impact the financial sector. Pitches related to technological advancements within banking and financial services may also resonate with him.
Given his national focus in the United States, it would be beneficial to tailor pitches specifically relevant to U.S.-based banks or developments within the U.S. financial regulatory landscape when approaching him for coverage consideration.
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By: Ava Benny-Morrison, John Reosti, Penny Crosman, Kate Fitzgerald, Frank Gargano, Mary Ellen Egan, Kyle Campbell, Miriam Cross
The Dallas-based regional bank tapped a client for its copilot capabilities, where employees can message a bot instead of a human to get tech assistance.
By: Catherine Leffert, Allissa Kline, Ebrima Santos Sanneh, John Reosti, Jim Dobbs, Miriam Cross
At a time of mild or nonexistent loan growth, middle-market borrowers in the Lone Star State are providing a boost to Fifth Third Bancorp and Huntington Bancshares.
Sen. Joni Ernst (above), R-Iowa, the ranking member on the Senate Small Business Committee, is ramping up her criticism of SBA's plans to expand
The Jackson, Mississippi, company will use proceeds from the sale of its Fisher Brown Bottrell Insurance unit to restructure its investment portfolio, moving $1.6 billion of low-yield securities off the balance sheet.
By: John Reosti
The New York-based bank says it will push its concentration of commercial real estate loans below 400% of risk-based capital over the next two years and focus more on C&I.
By: John Reosti
Love may be lovelier the second time around. The same cannot be said about the Small Business Administration's updated direct lending proposal.
By: John Reosti
Fulton Financial acquired Republic First after the bank failed on Friday. Management touted the deposits it is picking up in the Philadelphia market with the transaction.
Isabel Casillas Guzman, administrator of the Small Business Administration, wants the agency to get involved in direct lending, a practice that was discontinued during the Clinton administration. Congress has not embraced the idea, to put it mildly.
Banks provide struggling small-business borrowers with a list of turnaround consultants that they trust. The business owner then selects one to work with on improving their operations.
Denver-based FirstSun Capital has announced plans to switch to a Texas state charter due in part to concern the Office of the Comptroller of the Currency would delay approving its pending merger with HomeStreet in Seattle.
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