John Reosti

Key takeaway: BCB's recovery from credit-quality issues is a work in progress, as some C&I loans called total losses emerge as a cause for concern.

Key takeaway: Industry advocates believe the proposed rule changes are game-changers that could result in the formation of new mutuals, while also convincing some credit unions to consider switching charters.

Key takeaway: Residential infill construction, which is growing in importance as the nation's housing stock ages, could be the tool Gateway Bank in Oakland, California, needs to complete its turnaround effort.

Key takeaway: The FDIC and Louisiana's Office of Financial Institutions pursued a wide-ranging consent order against First Guaranty, even after the

Supporters of mutual banks are lining up behind a proposed regulatory overhaul. The Fed's plan would make it easier for depositor-owned banks to raise capital.

Key takeaway: Dime Commercial Bancshares in New York is eyeing additional expansion in New Jersey after opening a branch in one of the Garden State's fastest-growing municipalities.

Key takeaway: BayFirst believes it's poised for a return to profitability after announcing a major plan aimed at resolving Small Business Administration-related credit problems.

Long Island-based Dime Commercial Bancshares, which continues to transform itself from a thrift into a commercial bank, is eyeing additional expansion in the Garden State.

Key insight: After forming last year, Future Financial is on the verge of acquiring its first community bank. Founder Jeff Kesler says he expects to make additional deals for small banks.

Key takeaway: Forbright Bank's senior executives said the company's digital banking strategy has evolved to the point where its legacy branch network was expendable.