Earning and saving at 18 while learning a trade and avoiding crippling student debt is helping young workers to get on the ladder years before their peers
Josh Kirby is a senior money writer at The Telegraph. With a focus on finance and personal finance, he covers topics such as the housing market, debt management, and retirement planning, while also exploring themes in commercial and residential real estate. His work has been featured in prominent outlets including Yahoo Finance UK, The Times, and MSN.








