Maria Volkova

| Banks of all sizes had a good year in 2025, but the strongest performers distinguished themselves by preserving profitability as interest rates fell.

The bill, dubbed the Insider Trading Prohibition Act, would amend the Securities Exchange Act of 1934 to prohibit certain securities trading and related communications by people who possess material, nonpublic information.

| Key takeaway: Executives at two community banks said the mortgage business provides an opportunity to introduce customers to other bank products and services.

An SEC spokesperson attributed the cancellation to an "unforeseen scheduling issue" and said the meeting would be rescheduled "to a later date." No date was provided.

Key takeaway: The Securities and Exchange Commission is proposing two exemptions for certain crypto companies looking to raise capital.

Key takeaway: Commodity Futures Trading Commission Chair Michael Selig said he has directed staff to explore potential rulemaking that would create

More and cheaper deposits. More commercial loans. More digital banking. That's how OFG Bancorp, the parent company of Oriental Bank, has steadily climbed the rankings of the country's top-performing banks.

There wasn't just one recipe for landing among the top-performing banks with $50 billion or more in assets. There were two — or, in some cases, a mix of both.

Key takeaway: Federal agencies rolled back Biden-era guidance Monday that encouraged creditors to offer special purpose credit programs to underserved communities.

Key takeaway: The personal consumption expenditure index, the Federal Reserve's preferred measure of inflation, increased to 3.7% in July.