The mutual bank holding company structure preserves local identity while addressing shared operational challenges.
Rob Nichols is the News Director and Afternoon "Country Club" Host at WBIO-FM/WKCM-AM. He specializes in topics related to banking, finance, and energy, with a focus on energy policy and regulation, renewable energy, and sustainability. Rob's insights and reporting have been featured in prominent publications such as American Banker, Desert Sun Media Group, and RealClearEnergy.














