Ryan Bembridge

We are going through a period of caution in the buy-to-let market, where lenders are more selective and landlords are no longer expanding by default. That is according to Alex Upton, managing director, specialist mortgages & bridging finance, Hampshire Trust Bank. Upton said: “We are starting to see lenders become more selective, and in some […]

Teachers, nurses and bus drivers are struggling to rent 1-bed apartments in London, campaign group Generation Rent warned. As many as nine types of key worker would fail letting agent affordability checks for the average 1-bed home in every London borough, with average London wages worth less than 2.5 times the average rent. In eight […]

Buy-to-let fixed rates are rising due to the unrest in the Middle East, data from Moneyfacts has revealed. The average 2-year fixed rate is at 5.40%, its highest level for a year. Meanwhile the typical 5-year fix is at its highest level for two years, at 5.91%. Rachel Springall, finance expert at Moneyfactscompare.co.uk, said: “Soaring […]

James Poyser is CEO of Provestor, tax accounting specialists. 1. HMRC’s primary communications strategy for a major change in income tax reporting in decades, started with letters in February. That gave just 6-8 weeks for landlord to find approved software, register with HMRC using it, comment bank statements, understand what’s required every quarter. Advertising has heavily targeting […]

The National Residential Landlords Association has warned ministers to curb the growing cost of being a landlord – or risk the rental market becoming even more expensive. Amidst ongoing conflict in the Middle East, the financial advice website, Moneyfacts, warned of higher rental payments for tenants as landlords face “soaring borrowing costs”. Ben Beadle, chief […]

Chris Grose, rating director at property consultancy Hartnell Taylor Cook The problem with business rates The theory behind the rates system is simple, but until it functions simply in reality, businesses will continue to struggle to navigate a complex system based on outdated rental values. We need to reform the system, starting with delinking the […]

Homeowners in Brent, London, should think twice before changing their properties, as there’s been 6,345 enforcement actions in the borough between 2000 and 2025. Other areas with lots of enforcement actions across England and Wales are Birmingham (5,895) and Westminster (4,808), analysis from The Property Buying Company shows. The number of enforcement actions in 2025 […]

The government should release dedicated funding for empty homes officers if it wants to deal with the scourge of houses sitting empty up and down the UK, Propertymark has urged. The estate agency body found that just 38% of councils have an empty homes strategy in place, while just 41% have a dedicated empty homes […]

Moving to Canada often means rebuilding your credit history from scratch. One newcomer explains the hidden challenges, and the changes finally underway.

FIFA's soaring ticket prices don't have to sideline fans. Learn where to find discounts and free World Cup watch parties in Canada.