Sam Berman

By Michael Wayne An important shift is playing out across commercial insurance portfolios as we near the halfway point of 2026.

By Joseph S. Harrington, CPCU “Municipalities were never designed to be frontline insurers—but in today's environment, they often are.” So

By Christin Kuretich For years, long-term care (LTC) coverage has occupied a middle ground in employer benefits. Everyone agrees it's important.

By Bruce D. Hicks, CPCU, CLU The Court Decisions column is a popular part of Rough Notes magazine.

By Kimberly Paterson, CEC Your team spends weeks researching and crafting a powerful proposal for a potential new client.

By Lori Widmer When an industry has an ages-old issue of too many manual processes, it's always exciting when someone develops technology to address that issue.

By Brooke Liu Few areas invite more questions—or offer more opportunities for learning—than technology.

By Marc McNulty, CIC, CRM It wasn't too long ago when Homeowner Special Provisions endorsements were one or two pages long and could mostly be ignored.

By Dennis H. Pillsbury Photography by Arturo Paulino “It sounds simple.

By Christopher W. Cook Before stumbling through the front door of the Rough Notes Company, I spent a dozen years in the food service industry.