It can be tempting to reach for the ‘just for emergencies’ card when you’re facing a big outlay, but there’s no such thing as free money
Sinead Ryan is a journalist at Mediahuis Ireland, covering the Irish Independent and Sunday Independent. She specializes in a range of topics including finance, health and wellness, and consumer travel, with a particular focus on credit health, debt management, and retirement planning. Sinead's work has been featured in the Irish Independent, Belfast Telegraph, and other notable publications.








