Elias Franco Ramirez Tapia is a public adjuster, Florida Supreme Court Certified Mediator, content creator, and strategic risk management professional
Spencer Hulse is the Editorial Director at Grit Daily. He specializes in a diverse range of topics including construction and real estate, finance, personal finance, health and wellness, tech, and sports business, with a particular focus on corporate finance and decentralized finance (DeFi). Spencer's insights and expertise have been featured in prominent publications such as the World Wealth Journal, Financial Tech Times, Transit Tomorrow, Grit Daily News, Block Telegraph, and NewsBreak.












