Steve Huebl

Economists expect a gradual housing recovery in 2026 as lower interest rates support demand, while affordability constraints and supply challenges keep price growth in check.

Markets are rapidly repricing inflation and rate expectations, driving bond yields higher and triggering a new round of fixed mortgage increases

Despite a sharp rise in oil prices tied to Middle East tensions, RBC says weaker demand and stable supply chains should limit broader inflation pressures.

Ratings agency says stress test and LTI limits serve different roles, with both helping contain risk ahead of a major wave of renewals

Macklem says policymakers are watching for signs that higher oil prices are feeding into broader inflation, while trade risks could still shift the outlook toward rate cuts

Agency says progress depends on funding and legislative approval, with timeline tied to future budget decisions

Upcoming reports on home sales, housing starts and Bank of Canada deliberations could shape expectations for interest rates and the spring housing market

CMHC says borrowers are increasingly turning to variable-rate and shorter-term mortgages as renewal pressures begin to ease and insured lending rebounds.

Desjardins economists say surging energy prices tied to the Iran conflict are expected to push inflation higher through 2026, adding new uncertainty to the Bank of Canada’s rate path and mortgage-rate outlook.

The bank reported continued growth in uninsured personal mortgages and insured multi-unit lending, but higher credit provisions and a softer housing market weighed on second-quarter earnings.