Steve Huebl

Agency says progress depends on funding and legislative approval, with timeline tied to future budget decisions

Upcoming reports on home sales, housing starts and Bank of Canada deliberations could shape expectations for interest rates and the spring housing market

CMHC says borrowers are increasingly turning to variable-rate and shorter-term mortgages as renewal pressures begin to ease and insured lending rebounds.

Desjardins economists say surging energy prices tied to the Iran conflict are expected to push inflation higher through 2026, adding new uncertainty to the Bank of Canada’s rate path and mortgage-rate outlook.

The bank reported continued growth in uninsured personal mortgages and insured multi-unit lending, but higher credit provisions and a softer housing market weighed on second-quarter earnings.

New consumer research finds recent buyers and newcomers are facing sharper affordability pressure, even as confidence in homeownership remains resilient.

The Bank of Canada is widely expected to hold its policy rate at 2.25% this week, but economists remain divided over how soon the central bank may need to begin raising rates.

BMO expects the Bank of Canada to remain firmly on hold this year, but says worsening trade relations with the U.S. could put rate cuts back in play.

New MPC research finds broker use increased across buyer groups and regions in 2025, while more borrowers sought advice alongside competitive rates.

Sales rebounded in Whitehorse and Yellowknife but declined further in Iqaluit, as limited supply kept upward pressure on prices across all three markets.