Steve Vernon is a Contributor at Forbes. He specializes in retirement income strategies, behavioral economics, and the complexities of retirement planning, focusing on helping pre-retirees and retirees make informed decisions to ensure their financial security throughout a long retirement. Vernon has been featured in Radcliffe Cardiology, Forbes, and Forbes Australia.
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Steve Vernon's articles predominantly focus on personal finance, particularly retirement planning and investment analysis. His strong emphasis on citing data suggests he values evidence-based insights. Therefore, pitches to him should offer well-researched and factually supported contributions.
Given the "how-to" nature of his coverage, experts who can provide actionable advice or step-by-step guidance related to retirement planning are likely to resonate with Steve. Topics such as early retirement strategies, stock market trends affecting retirees, and managing inflation risk in retirement could be valuable angles for engagement.
While it is not specified that Steve has a specific geographic focus, his topics are universally relevant across demographics. Therefore, experts from any location can potentially contribute insightful perspectives within the realm of personal finance and retirement planning.
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Replace magic with the hard work it takes to analyze your needs and resources in retirement.
By: Steve Vernon
Spending more time managing your health in your 70s and beyond is part of the “new normal” of extending healthy longevity to your later years.
Protecting against the risk of cognitive decline is just as important as protecting against market risk and longevity risk and can be addressed at the same time.
There is little evidence of a widespread retirement crisis among current retirees, according to EBRI's 2026 Retirement Confidence Survey . This
“Hope is not a strategy.” I'm reminded of this saying when reading the 2026 Retirement Confidence Survey , recently released by the Employee Benefit Research Institute (EBRI).
Are you a pre-retiree or retiree with a serious case of FORO (fear of running out)? If yes, you're not alone.
Social Security is in trouble, but it's not going bankrupt and it's not going away in the near future. That's an important conclusion from the 2026 OASDI Trustees Report that was released on June 9.
A recent Corebridge Financial survey reveals widespread anxiety among pre-retirees and retirees about outliving their savings, with 56% fearing running out of money. However, the Corebridge report offers strategies to enhance financial security. Developing a comprehensive "decumulation" spending plan significantly boosts confidence, covering investments, Social Security, and work options. Engaging a financial professional is also crucial, as those with advisors are far more confident in managing retirement income. Finally, considering an annuity can provide guaranteed lifetime retirement income, potentially enhancing spending happiness and overall retirement well-being.
A recent Corebridge Financial survey reveals nearly half of respondents desire to live to 100, driven by wishes for continued relationships, new experiences, and leisure. However, longevity goals often shift with age, as retirees express more concerns than Gen Z about physical and cognitive decline, loss of independence, and healthcare costs. Many fear running out of money more than dying. The article suggests a refined goal with more flexibility and room for interpretation: "To live well as long as I can." This goal focuses on quality of life over an arbitrary age. Regardless of the specific age goal, planning for financial security, health, and social connections is crucial for a fulfilling long life.
By: Steve Vernon
If you’re tempted to claim Social Security benefits early because you’re worried about future reductions to Social Security benefits, don’t make any hasty decisions until you analyze your situation further.
