Susan Rupe

Life insurance and annuity sales hit records in 2025 and there’s every indication that those products will continue to see strong growth.

Immediate care plan fills the gap between what a care recipient needs to spend monthly on care and the amount of monthly income they have.

LIMRA expects life insurance and annuity sales to remain strong through the end of 2026 after record results in 2025. Researchers forecast premium growth across most life insurance product categories, with indexed universal life sales projected to rise 8-12% despite a recent slowdown. Whole life, term life and final expense products continue to benefit from consumer demand for protection and financial security. The annuity market has recorded 10 consecutive quarters with sales above $100 billion, supported by market volatility and demand for guaranteed income solutions. LIMRA expects annuity sales could reach about $450 billion in 2026, with products benefiting from higher interest rates and downside protection features.

Health agent organizations praised the Centers for Medicare & Medicaid Services for seeking to weed out fraud and abuse in the Affordable Care Act marketplace, but cautioned that enforcement must be based on evidence.

Many retirees believe they have two choices: let the 4% Rule guide them or put the entire amount into an annuity.

Combatting fraud, waste and abuse in the ACA marketplace remains one of CMS' top priorities, Mohs said.

WASHINGTON – Enrollment in the Affordable Care Act marketplace is down while premiums and out-of-pocket costs are up – a combination of factors that creates opportunities for brokers to provide clients with affordable plans that meet their needs.

NABIP called on lawmakers to increase prescription drug affordability while strengthening the sustainability of traditional Medicare.

As wildfires occur more frequently, research shows that breathing particulate matter is as hazardous to health as smoking cigarettes.

Women represent a ignificant opportunity in financial planning, but advisors must help women protect their financial independence.