Susan Rupe

ATLANTIC CITY, N.J. - A benefits broker can become an “AI whisperer” by giving artificial intelligence tools assignments instead of asking them dumb questions.

ATLANTIC CITY, N.J. - Three and a half years remain until 2030, a year in which a significant demographic shift is expected to rock the U.S.

Caregiving is the defining workplace issue of our time, costing employers billions of dollars in lost productivity every year.

Widows have a unique set of financial and emotional needs. What advisors must know in order to help them along their journey.

Employers are focusing on employee retention and well-being, while keeping an eye on costs, as they develop their benefits strategies.

Life insurance and annuity sales hit records in 2025 and there’s every indication that those products will continue to see strong growth.

Immediate care plan fills the gap between what a care recipient needs to spend monthly on care and the amount of monthly income they have.

LIMRA expects life insurance and annuity sales to remain strong through the end of 2026 after record results in 2025. Researchers forecast premium growth across most life insurance product categories, with indexed universal life sales projected to rise 8-12% despite a recent slowdown. Whole life, term life and final expense products continue to benefit from consumer demand for protection and financial security. The annuity market has recorded 10 consecutive quarters with sales above $100 billion, supported by market volatility and demand for guaranteed income solutions. LIMRA expects annuity sales could reach about $450 billion in 2026, with products benefiting from higher interest rates and downside protection features.

Health agent organizations praised the Centers for Medicare & Medicaid Services for seeking to weed out fraud and abuse in the Affordable Care Act marketplace, but cautioned that enforcement must be based on evidence.

Many retirees believe they have two choices: let the 4% Rule guide them or put the entire amount into an annuity.