Thomas Babychan

Buying an airline ticket is only one way consumers generate income for an airline. Every time someone pays for groceries with a co-branded credit card, books a hotel through a travel partner or shops with a rewards card linked to an airline, money begins flowing to the carrier long before the traveller even thinks about […]

Watching an aircraft leave the gate with hundreds of passengers on board may suggest that ticket sales are the airline’s biggest source of income. Yet, for several large carriers, another business quietly produces some of the strongest financial returns. It does not involve operating more flights, buying new aircraft or adding new destinations. Instead, it […]

Choosing a business credit card has become more complicated than simply comparing reward rates.

Paying for groceries, booking a weekend hotel stay or ordering dinner may seem like unrelated purchases, yet they can all contribute to the same travel fund.

Every swipe of a rewards credit card appears to create a simple exchange. The customer earns points, the merchant receives payment and the bank settles the transaction. Behind that routine purchase, however, sits a financial model that has become one of the most profitable parts of consumer banking. You might also like How Chase Ultimate […]

A balance of 100,000 reward points may look just as impressive today as it did several years ago, but what those points can actually buy has changed. Flights that once required a modest number of miles now often cost far more, while hotel reward nights have steadily climbed in price during busy travel periods. The […]

For much of the past two years, few names in artificial intelligence investing attracted as much attention as Leopold Aschenbrenner.

The promise sounds simple enough. Spend money on a credit card, collect points or cash back, and later redeem those rewards for flights, hotels or statement credits. For many consumers, the arrangement feels like a bonus attached to everyday spending. Yet every airline mile, hotel point and cash-back payment has to be funded by someone. […]

Long before travellers began comparing airport lounges or annual travel credits, one feature quietly reshaped the credit card industry. It did not promise instant cash or flashy discounts. Instead, it offered something far more flexible: the freedom to decide later where your rewards would go. A single pool of points could become an airline ticket, […]

Watching an aircraft leave the gate with hundreds of passengers on board may suggest that ticket sales are the airline’s biggest source of income. Yet, for several large carriers, another business quietly produces some of the strongest financial returns. It does not involve operating more flights, buying new aircraft or adding new destinations. Instead, it […]