Thomas Babychan

Choosing a luxury hotel usually brings one immediate concern: the price. Five-star properties in cities such as Paris, New York, Tokyo or the Maldives

Long airport security queues remain one of the least enjoyable parts of air travel. While airlines have introduced faster boarding, self-service

Airlines like to market miles as rewards, but they behave very differently from cash.

For decades, airport terminals were designed with one thing in mind: getting passengers from check in to the departure gate as efficiently as possible. Lounges were largely reserved for airline elites and business class travellers, offering a quieter place to work, eat or simply escape the crowds. Today, that picture has changed. Millions of travellers […]

The idea of saving thousands of dollars every year simply by paying with a credit card sounds almost too good to be true.

Not long ago, choosing an American Express card was relatively straightforward. Travellers gravitated towards the Platinum Card, frequent diners

A large points balance can create a false sense of security. Many credit card users assume that once they have collected enough rewards, the hardest part is over.

Most credit card reward programmes promise flexibility. Customers can usually redeem points for statement credits, gift cards, shopping vouchers or travel bookings through the card issuer's website.

Credit card rewards have never been more varied. Some cards promise simple cash back on every purchase, while others tempt customers with airline

A cup of coffee paid for during the morning commute, a weekly supermarket shop, a tank of petrol on the way home and a hotel booking made for an upcoming holiday rarely seem connected. Yet for millions of Americans, those routine purchases quietly build a balance of reward points that can later pay for flights, […]