Asia focused follower of all things fintech / financial industry. Payments, crypto, banking. Author. Entrepreneur.
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Zennon Kapron's articles predominantly focus on finance, particularly in the context of technology and business. The topics he covers include digital payments, stablecoins, central bank digital currencies (CBDCs), financial technology (fintech), and Asia’s financial landscape.
Given Zennon's frequent use of data and government announcements as well as his focus on investment analysis, pitches should cater to these preferences. He may be receptive to insights backed by credible data or offering in-depth analysis related to government policies or market trends within the Asian finance sector.
Geographically, Zennon focuses on Asia but also delves into broader global financial trends. If your pitch relates specifically to developments in Asian finance or has implications for the region’s economy, it would likely align with his coverage interests.
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By: Zennon Kapron
A year into the GENIUS Act, Treasury flags $6.6T in deposits exposed to stablecoins and the Fed models up to $1.26T in lost lending. The affiliate-yield loophole will decide it.
Stripe, Visa and Mastercard are reportedly building a stablecoin to challenge Circle and Tether, who hold 80% of the $325 billion market.
By: Zennon Kapron
Banks are deploying AI agents to fight fraud, but the real frontier is letting a customer’s agent move money, and no one has settled who is liable when it errs.
By: Zennon Kapron
The money crossing borders in Asia is set to nearly double. The infrastructure carrying it is shrinking.
Ethena's USDe pays yield through a delta-neutral funding trade, sidestepping the GENIUS Act Section 4(a)(11) ban that forced Circle and Coinbase to restructure USDC.
Close to half of Tether's $180 billion USDT settles on Tron, a chain with no US nexus, leaving the dollar most of the world uses beyond GENIUS Act reach.
Buy-Now-Pay-Later giants Klarna and Affirm both reported profits this spring, yet their market reactions diverged sharply. Klarna's stock trades below its IPO price despite strong revenue growth and a swing to profit, while Affirm's shares climbed after achieving GAAP profitability. This split isn't about growth, as both companies are expanding, but rather the market's perception of credit quality amid rising industry-wide late payments. A LendingTree survey shows nearly half of BNPL users paid late, increasing investor scrutiny on loan books. While late payments haven't yet translated into significant losses for either firm, the market is re-rating BNPL lenders based on credit discipline, not just user acquisition. Affirm's heavy provisioning for potential losses, despite stable delinquency rates, reassured investors. Klarna's steady credit costs didn't prevent its stock decline. The market is now focused on whether these rising delinquencies will escalate into actual defaults as the economic cycle matures, impacting thin-file consumers first.
Open USD launched with 140-plus partners, from BlackRock and Visa to Shopify, DBS and Ripple, a roster that shows stablecoins becoming shared infrastructure every layer of finance wants to own.
A judge approved the $38 billion Visa-Mastercard settlement on June 9. New surcharging and card-rejection rights put the rewards-card subsidy on the receipt.
A new 1% federal excise tax on cash-funded remittances from the U.S., effective January 1, is inadvertently accelerating a shift in how money is sent abroad. While intended to raise $10 billion by 2034, the tax exempts bank-funded transfers, disproportionately burdening unbanked individuals. This regressive levy is pushing senders towards untaxed digital channels, particularly stablecoin transfers, which fall outside current regulations. This migration not only reduces potential tax revenue but also diminishes government visibility into these financial flows, as crypto transactions lack the surveillance of traditional money transmitters. The tax makes cash services less competitive and encourages a permanent move to digital alternatives, impacting official remittance statistics and creating a lasting change in remittance behavior.
