Asia focused follower of all things fintech / financial industry. Payments, crypto, banking. Author. Entrepreneur.
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Zennon Kapron's articles predominantly focus on finance, particularly in the context of technology and business. The topics he covers include digital payments, stablecoins, central bank digital currencies (CBDCs), financial technology (fintech), and Asia’s financial landscape.
Given Zennon's frequent use of data and government announcements as well as his focus on investment analysis, pitches should cater to these preferences. He may be receptive to insights backed by credible data or offering in-depth analysis related to government policies or market trends within the Asian finance sector.
Geographically, Zennon focuses on Asia but also delves into broader global financial trends. If your pitch relates specifically to developments in Asian finance or has implications for the region’s economy, it would likely align with his coverage interests.
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The Philippines crossed 57.4% digital retail payments in 2024 using InstaPay, PESONet and QR Ph, not a CBDC or a super-app. InstaPay alone hit 4.66 billion transactions in 2025.
AI agents settle on two rails: Visa and Mastercard’s tokenized cards, or Coinbase’s x402 stablecoin protocol. Visa now settles $7B in stablecoins and is bridging to x402.
In June 2025 the Bank of Thailand approved three consortia to run the country's first virtual banks, choosing from five applicants and giving each winner one year to begin operations.
By: Zennon Kapron
A year into the GENIUS Act, Treasury flags $6.6T in deposits exposed to stablecoins and the Fed models up to $1.26T in lost lending. The affiliate-yield loophole will decide it.
Stripe, Visa and Mastercard are reportedly building a stablecoin to challenge Circle and Tether, who hold 80% of the $325 billion market.
By: Zennon Kapron
Banks are deploying AI agents to fight fraud, but the real frontier is letting a customer’s agent move money, and no one has settled who is liable when it errs.
By: Zennon Kapron
The money crossing borders in Asia is set to nearly double. The infrastructure carrying it is shrinking.
Ethena's USDe pays yield through a delta-neutral funding trade, sidestepping the GENIUS Act Section 4(a)(11) ban that forced Circle and Coinbase to restructure USDC.
Close to half of Tether's $180 billion USDT settles on Tron, a chain with no US nexus, leaving the dollar most of the world uses beyond GENIUS Act reach.
Buy-Now-Pay-Later giants Klarna and Affirm both reported profits this spring, yet their market reactions diverged sharply. Klarna's stock trades below its IPO price despite strong revenue growth and a swing to profit, while Affirm's shares climbed after achieving GAAP profitability. This split isn't about growth, as both companies are expanding, but rather the market's perception of credit quality amid rising industry-wide late payments. A LendingTree survey shows nearly half of BNPL users paid late, increasing investor scrutiny on loan books. While late payments haven't yet translated into significant losses for either firm, the market is re-rating BNPL lenders based on credit discipline, not just user acquisition. Affirm's heavy provisioning for potential losses, despite stable delinquency rates, reassured investors. Klarna's steady credit costs didn't prevent its stock decline. The market is now focused on whether these rising delinquencies will escalate into actual defaults as the economic cycle matures, impacting thin-file consumers first.
