For three years, a software engineer from Pune on assignment in London watched two deductions leave her payslip every month: one into the UK's National Insurance scheme, the other into India's Employees' Provident Fund back home, because her employer kept her enrolled in India's system even while she worked abroad. She would never draw a UK pension. Yet every month, roughly 15 per cent of her salary was set aside twice, once for a benefit she would use, once for one she never would. From July 2026, she keeps only one deduction. The other simply disappears.
Anuj Gupta is a Sports Photographer at HiLite. With a keen eye for capturing the essence of sports, Anuj also explores themes in business and economics, health and wellness, and public policy, often focusing on the construction industry and economic policy. His work has been featured in a variety of prominent outlets including Forbes, CNN-News18, and The Economic Times.











