Ben Luthi

Quick Answer The best times of year to buy a car include the end of the month, quarter or year, around holidays and when a new model year comes out.

Ben Luthi 6 min read Key takeaways Establishing residency in the state of the college or university you'll attend is the most cut-and-dry way to get in-state college tuition.

Cash App is a peer-to-peer payment service that also offers business transactions and banking services. Here's what to know about how it works and whether it's safe to use.

Discover business credit cards with balance transfer options and 0% APR promotions to help your company's bottom line

There are four income-driven repayment plans to be aware of: PAYE, SAVE, IBR and ICR. The PAYE plan is closed to new applicants who applied after July 1, 2024.

The Chase Freedom Flex® and the Chase Sapphire Preferred® Card are both among the best credit cards for cash-back and travel rewards.

Quick Answer Debt-to-income ratio (DTI) is the measure of how much of your monthly income goes to paying debt, including housing costs, loans and credit card payments.

Quick Answer Student loan payments resumed in October 2023, but a year-long “on-ramp” period blocked missing payments from hurting your credit.

Quick Answer The best mobile apps for budgeting include PocketGuard, You Need a Budget, Goodbudget, Empower and HoneyDue.

There's no universal minimum credit score required to get approved for a credit card. Many credit card issuers specialize in working with borrowers with bad credit or no credit history.