Ben Luthi

Quick Answer Debt cancellation is when a lender agrees to relieve you of your obligation to repay your debt.

Quick Answer Debt consolidation programs can simplify your repayment plan and possibly even help you save money. However, some options can also negatively impact your credit.

The offers bonus rewards on everyday spending categories like dining, groceries and gas, but its rewards rates don't quite measure up to other top everyday credit cards. Its welcome bonus is low, but it does offer a solid balance transfer promotion. The biggest drawback of the card is that it's onl

Learn more about how this peer-to-peer payment tool works. Updated 6 min read

The Upgrade OneCard offers great rewards, but you have to jump through a lot of hoops to get them.

Quick Answer A debt validation letter is a document from a debt collector providing information about a debt you may owe.

Quick Answer The cost of living is the amount of money required to cover basic household expenses. The cost of living can vary depending on where you live, and it generally changes over time.

was produced by and reviewed and distributed by Stacker Media. How much should college students take out in student loans?

The new Citi Strata Premier Card comes with more rewards and enhanced travel benefits compared to the old Premier Card.

Quick Answer A tradeline is another name for an account listed on your credit reports. Tradelines include several pieces of information that can indicate how you manage your debt.