Brianna McGurran

It's possible to make an offer on a home without a preapproval letter, but it isn't recommended.

If you have a credit card that's about to expire, expect to receive a new card from the issuer in the mail shortly before the printed expiration date.

If you find yourself stuck in the payday loan trap, it's important to know that you have options.

A goodwill letter is a request to a creditor asking them to remove a legitimate negative mark from your credit report.

Experts recommend saving two to three times your current annual salary by the time you turn 40. That's a target specifically for retirement savings.

You can boost your chances of getting approved for a personal loan by improving your credit, lowering your debt-to-income ratio and getting prequalified before filling out a full application.

Skip to main content Your Options for Getting Out of Student Loan Default If you've defaulted on your federal student loans, you've got options to get yourself back on track.

Parent PLUS loans can either positively or negatively affect your credit score as the parent borrower, depending on how you manage repayment.

Submitting the FAFSA to get financial aid for college will not affect your credit score.

The main benefits of refinancing your home are saving money on interest and having the opportunity to change loan terms.