Chris Skinner is a Producer at The Bugle. He specializes in the intersection of financial services and technology, covering themes such as banking, cryptocurrency, and artificial intelligence. Chris has been featured in CoStar, Freestone County Times, Advisorpedia, Performance Marketing World, The Finanser Ltd, JEC Group, The B2B Marketer, and SlideShare.
Preston is the artificial intelligence that powers the Intelligent Relations PR platform. Meet Preston
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By: Chris Skinner
There was a time when Donald Trump was not particularly keen on cryptocurrencies. In 2019, he declared that he was “not a fan” of Bitcoin and other cryptocurrencies, arguing that they were highly volatile, based on thin air and potentially useful for unlawful activity. How things change. Today, President Trump is arguably the most important...
I was sitting this morning and thinking about how fantastic Agentic AI, autonomous commerce and programmable money is. It is the focus of my next Pulp Finction book Birth of a Unicorn being released in December. The thing is that there is a wonderful problem with artificial intelligence in banking: almost everyone agrees it is...
What problem are we solving? Why does this need a blockchain? Why does this need a token? Why would anyone buy it? And, perhaps most importantly, why wouldn't a perfectly ordinary database do the job?
UBS versus Switzerland: when a bank becomes too big for its country There is a delicious irony developing in Switzerland. The country that spent generations building its reputation around the strength, discretion and stability of its banks now finds itself arguing with its largest bank over whether making that bank safer will make it weaker....
For years, I have argued with executives at banks about digital transformation and technical debt, so I finally decided to write down why and the whole issue really boils down to leadership and laggardship. Here are my thoughts: Technical Debt: The Hidden Balance Sheet of Banking Banks understand debt. They understand principal, interest, refinancing, maturity...
Over the past year, I’ve been doing something slightly different. I’ve been writing fiction. Not just fiction, but Pulp Finction. The idea behind Pulp Finction is simple: Fun. Fact. Finance. Fiction. Keep track of the full series here: https://www.amazon/dp/B0HG6DP7C4 and here: https://pulpfinction/ I’ve spent most of my life writing and talking about banking, money, technology...
By: Chris Skinner
I came across another interesting piece of proposed American legislation this week: the GRANITE Act. On the surface, it has nothing specifically to do with banking, stablecoins or cryptocurrencies, but put it alongside the GENIUS Act and CLARITY Act and something much bigger starts to emerge. America is building a digital financial fortress. The GENIUS...
This creates the great AI paradox: AI is becoming cheaper and AI is becoming more expensive at the same time.
There was a headline the other day that really annoyed me: Major Banks Are Racing to Appoint Chief AI Officers It annoyed me because it reveals something much deeper about how banks think. Whenever something becomes strategically important, banks respond by appointing a new executive to own it. AI is simply the latest example. For...
By: Chris Skinner
Three months ago, I wrote a short piece about Revolut but, since then, there has been an extraordinary amount of Revolut news: a banking licence in France; full banking status in Britain; conditional approval for a US national bank; a banking licence in Australia; banking operations in Mexico; expansion into Finland; licences in the UAE;...
