Combined ratio down but still behind best-performing clubs
David Osler is a Contributing Writer at Informa. He specializes in the BFSI sector, focusing on insurance, financial services, and legal affairs, while also covering regional interests and world news, particularly in the EMEA and MENA regions. David's work has been featured in prominent publications such as Insurance Day and Lloyd's List, where he addresses critical topics including the environmental impact and sustainability of mining operations, as well as advancements in legal technology.













