Dennis Hollier

Regulators will propose that large banks be required to hold capital against the unrealized gains and losses on MBS.

In an election year, some politicians might offer the impossible — like GSE reform. Trump appears to be there. But Harris?

Federal Housing Finance Agency researchers recently updated the number of home sales lost to the “lock-in” effect to 1.7 million units.

FHFA will hold FHLBank boards and senior management accountable for planning for and adapting to the shifting risks posed by the increasing frequency and intensity of climate-related natural disasters.

Fed researchers say most mortgages will remain out of the money for the foreseeable future, which means redemptions of MBS in the Fed’s portfolio may remain below the cap of $35 billion per month.

Credit unions and small community banks opposed the idea of incentive membership programs at the Federal Home Loan Banks.

Five of the top 10 GSE sellers increased their volume by at least 20.0% in the third quarter.

Since the Fed started its current asset reduction period in 2022, it has allowed an average of about $18 billion a month of agency MBS to run off.

Treasury wants the banks to double their contributions to affordable housing programs and to use their excess retained earnings to support more housing development.

A white paper describes public land records as a “commons” that must be protected from “free riders” that have no stake in its curation.