Elana Ashanti Jefferson

Fresh research from the American Customer Satisfaction Index reveals insurers are holding steady with customers despite a difficult operating environment.

Selling cyber insurance is easier than it used to be. The tough part is making sure clients have the right cyber coverage.

The U.S. Census Bureau recently set out to better understand the financial impact of extreme weather on businesses. The agency used its periodic Business Trends and Outlook Survey (BTOS) to dig deeper in the issue. In late 2023 and early 2024, researchers queried businesses nationwide by posing the question: "In the last six months, did this business experience any monetary losses due to an extreme weather event (for example, hurricane, flood, drought, or heat wave)?"

While shopping for personal insurance becomes increasing consumer-driven, the challenges of building an insurance package around a business illustrate where agents and brokers who specialize in commercial insurance are essential. Every business is different, and so its risks and loss exposures

Commuting to work or school may be tedious and time consuming, but it's a way of life for many people living in the car-crazy United States. "Commute time in the United States has been on the rise nationwide since 2010," the National Institutes of Health (NIH) reports. Most commuters in the U.S. now spend between 16 and 29 minutes behind the wheel, according to Statista. What's more, the number of drivers commuting between 50 and 74 miles increased by 18% between 2020 and 2024, according to Stanford University, and the number of commutes over 75 miles a day increased by 32%. The potential negative effects of commuting may be one reason that

More than 133 million homes in the U.S. were stops for 72.8 million trick-or-treaters in 2023, according to the U.S. Census Bureau. This year, around 70% of Americans will participate in Halloween festivities, Statista reports, and they will spend more than $11.5 billion on the costumes, decorations and candy for the holiday. With so much Halloween activity, and much of it happening after dark,

A new report outlines the "alarming" impact that an historic increase in U.S. wildfires has had on the home insurance business. The bottom line: The number of acres consumed by wildfire in the last two decades is way up, and so are home insurance premiums… to the tune of 50% or more in some places. "The escalating frequency and severity of wildfires, exacerbated by

A commercial general liability (CGL) policy is one place for a business to start building its insurance program. This type of coverage protects the policyholder from financial losses related to property damage or personal injury resulting from business operations or advertising. The Insurance Information Institutes offers the following examples of the types of events that may be covered under a CGL policy: |

Commuters in the U.S. in 2024 spend between 16 and 29 minutes behind the wheel.

With the 2024 U.S. general election now in the world’s collective rearview, political pundits often point to inflation and economics as main drivers of the outcome.