Elizabeth Constantineau is a freelance journalist who writes for GOBankingRates and Cigalah Group. Her articles cover a range of personal finance topics, including budgeting, investing, and wealth-building strategies. Elizabeth's work has also been featured in Yahoo Sports UK.
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Elizabeth’s coverage mainly focuses on personal finance, with a strong emphasis on how-to guides and investment analysis. Pitching her with practical advice related to personal finance, retirement planning, budgeting tips, banking insights, or investment strategies could be well-received.
She seems particularly interested in content that provides actionable steps for readers to improve their financial situations. Consider pitching topics such as mastering wealth-building skills or explaining different budgeting rules since they align well with the themes she covers most frequently.
Elizabeth does not appear to have a specific geographic focus and may cover personal finance topics from an international perspective.
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By: Elizabeth Constantineau, John Csiszar
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By: Elizabeth Constantineau, Taylor Milam-Samuel
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By: Caitlyn Moorhead, Elizabeth Constantineau
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By: Daria Uhlig, Elizabeth Constantineau
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How much money should you put into stocks? A popular asset allocation by age model invites investors to let their age guide their investments. As the theory goes, younger investors should put more of their money into stocks, while older investors should gradually allocate more of their capital toward bonds. This approach reflects how people's risk tolerances change as they get older, but a uniform approach may not be right for everyone. Try This: 6 Unusual Ways To Make Extra Money (That Actually Work) This guide will explore common stock allocation rules and what to consider before constructing your investment portfolio. The Traditional Stock Allocation Rule A basic rule of thumb for many investors starts with deducting their age from 100. The traditional stock allocation by age rule suggests that the difference between those numbers is the percentage of capital that should go toward equities. For instance, a 25-year-old investor would put 75% of their funds in stocks and 25% of their...
By: Jacob Wade, Elizabeth Constantineau
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Both ETFs and mutual funds allow you to invest in a basket of securities -- such as stocks or bonds -- within a single investment. Both are taxed on capital gains and dividends and both are subject to the same tax rates based on short-term or long-term holdings. Learn More: 6 Genius Things All Wealthy People Do With Their Money ETFs are inherently more tax efficient due to how the investments are structured. Investors may be able to save some money by understanding how ETFs and mutual funds are taxed. Here's everything you need to know about ETF vs. mutual fund tax efficiency. Overview of ETFs and Mutual Funds ETFs and mutual funds can hold very similar investments, such as stocks, bonds, U.S. Treasuries, commodities and other securities. And both are taxed in a similar way: Dividends paid out by a mutual fund or ETF are taxed at your ordinary income tax rate.Holding an ETF or mutual fund for less than one year and selling will result in a short-term capital gain or loss.Holding an ETF...
By: Elizabeth Constantineau, Aja McClanahan
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