Gopal Gidwani is a journalist for LiveMint, focusing on national news and financial topics in India. With a specialization in personal finance and investment strategies, Gopal provides readers with insights on budgeting, investment options, tax planning, and portfolio management. His articles aim to educate and guide individuals in making informed financial decisions.
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India (National)
Gopal's coverage largely centers around personal finance, with a focus on investment analysis and how-to guides. He seems particularly interested in providing practical advice for individuals looking to make informed financial decisions or seeking guidance on tax-related matters.
Given Gopal’s emphasis on personal finance topics such as budgeting, investing, and taxation within India, he is likely receptive to pitches from professionals who can offer expert insights into the Indian financial landscape. These could include financial advisors specializing in Indian markets or tax consultants well-versed in local regulations.
Pitches offering actionable advice or analyses relevant to the specific topics covered by Gopal would likely be most effective in capturing his attention and interest.
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By: Gopal Gidwani
SEBI and AMFI are taking steps to safeguard the interest of retail investors in mid and small-cap funds. These include asking AMCs to frame a policy to protect investor interests, disclosing risk parameters, moderating inflows, conducting stress tests, etc.
By: Gopal Gidwani
Women should participate in family investment discussions and also invest independently. It helps take charge of the situation if the relationship breaks or the husband's demise.
By: Gopal Gidwani
Rather than doing tax planning in isolation, it should be a part of overall comprehensive financial planning. It can help you achieve financial goals along with maximising tax savings.
By: Gopal Gidwani
The SBI Amrit Kalash, a 400-day FD, is offering 7.10% p.a. for the general public and 7.60% p.a. for senior citizens. The interest rate is higher than FDs of similar tenure that other large banks offer. The SBI We-care is a special FD for senior citizens with a 5–10-year tenure offering 7.50% p.a.
The Divaa credit card is a women-only card with good features and benefits like discount offers, airport lounge access, annual health checkups, UPI payments, etc. The annual fee is low at Rs. 499 and can be waived by spending Rs. 30,000 or more.
By: Gopal Gidwani
A lot of banks are offering high interest rates of 7-9% p.a. range on fixed deposits of various tenures. The rates are expected to go down in the second half of 2024. Hence, this is a good time to allocate some money from the debt portfolio to FDs at current high rates.
By: Gopal Gidwani
The US Fed has indicated it will cut interest rates in the latter half of 2024. It is an opportunity for investors to invest in debt funds and lock into current high yields and potential for future capital gains.
By: Gopal Gidwani
In the last few years, some fintechs have emerged that allow usage of credit cards for P2P transactions like rent, tuition fees, etc. The RBI is not comfortable with these payments as credit cards are meant for P2M transactions.
By: Gopal Gidwani
Investors can benefit from high yields on fixed deposits, bonds, and debt mutual funds in FY 2024. Indian G-secs to be included in global bond indices. Capital gains possible on debt funds with potential interest rate cuts.
By: Gopal Gidwani
Some ways of using your annual bonus include treating yourself, repaying high-cost debt, emergency fund, upgrading skills, tax planning, financial goals, home loan prepayment, etc.
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