Joseph Hostetler is a Credit Cards Reporter who writes for publications such as Business Insider and Newsweek. His reporting focuses on providing in-depth reviews and analysis of various credit card products, as well as offering practical tips and strategies for consumers to maximize their credit card rewards and benefits, particularly in the areas of travel and personal finance.
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Joseph Hostetler's focus is primarily on personal finance, with an emphasis on credit cards and rewards programs. He frequently writes reviews and how-to guides related to these topics. If you are a financial expert or have insights into maximizing credit card benefits, travel hacks, or navigating rewards programs, Joseph would likely be receptive to your input for articles like "Hawaiian Airlines Credit Card Review," "6 Tips For Summer Travel On a Budget," and "7 Credit Cards With Exceptional Travel Insurance."
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By: Ryan Wilcox, Joseph Hostetler
By: Ashley Parks, Joseph Hostetler
The Capital One SavorOne Student Card covers just about every student's needs—from rewarding you for everyday student expenses to making your international travel more affordable.
Annual percentage yield, or APY, is the return rate you'll receive for parking your money in a bank account. The higher the APY, the more you'll earn. It's effectively "free" money. If you're not keeping your money in a high APY bank account, you're missing out on growing your savings. One of the best high-yield savings accounts is called a money market account. The average APY of a money market account is 0.64%, per the FDIC. As you'll see, Citizens Bank Money Market rates can be more than 5 times higher. What Is a Money Market Account? A money market account is a hybrid checking and savings account. A checking account is designed to accommodate your financial activity. You use it for everyday tasks like: Paying your bills Writing checksSpending with your debit card A checking account typically earns minimal APY on the account balance. In contrast, the money in a savings account is meant to be rarely-touched. Savings accounts also often earn a notably higher APY than checking...
Using your credit card rewards on Amazon is tempting, but almost always a bad deal.
By: Joseph Hostetler, Rachel Craft, Ariana Arghandewal
Accor doesn't get a ton of press among points and miles enthusiasts, probably because it has just over 100 properties in North America, making it an impractical investment for most of us living on this side of the pond.
The Revenued Business Card doesn't charge an APR but there's a big catch: You'll pay mandatory "factor rate" fees of up to 49% on all of your charges.
Learn how to access the exclusive world of premium Amex Centurion Lounges, their luxurious amenities, and get tips for making the most of your visit.
By: Joseph Hostetler
I typically plan one blockbuster international trip each year. Using a combination of airline miles and hotel points, I often manage to squeeze tens of thousands of dollars in “free” travel (though, as you’ll see, there’s no such thing as completely free).One of my favorite money-saving techniqu
By: Joseph Hostetler
The Fifth Third Preferred Cash/Back Card trounces competitors with its 2% return rate—and its 0% intro APR offer incentivizes folks with credit card debt to transition.
For all the ways you can use Virgin Points, is surprisingly niche. It does a couple of things very well, such as a boost toward Virgin Atlantic elite status and multiple spending incentives that can result in hundreds of thousands of points in annual value. But several aspects of the card are cumbe
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