Key Takeaways You can earn up to 4.70% APY with today's best CDs. Your APY is locked in when you open a CD.
Kelly Ernst is an Editor of Personal Finance at CBS News. She specializes in finance and personal finance, focusing on topics such as markets, inflation, and the Federal Reserve, as well as retail and e-commerce trends. Kelly's insights have been featured in notable publications including Calgary Herald, Knowledia, City Lifestyle, and CNET.