USDA loans are zero-down-payment mortgages for buyers in approved rural and suburban areas. USDA loans are guaranteed by the U.S.
Kelsey Neubauer is a Personal Finance Reporter at CNBC Select. She specializes in covering personal finance, mortgages, and the housing market, with a focus on making financial information accessible to everyone. Kelsey has been featured in notable publications including Business Insider, Yahoo News, and Entrepreneur Media.