USDA loans are zero-down-payment mortgages for buyers in approved rural and suburban areas. USDA loans are guaranteed by the U.S.
Kelsey Neubauer is a Personal Finance Reporter at CNBC Select. She specializes in personal finance advice, mortgages, and the housing market, drawing on her previous experience covering real estate at Business Insider and Bisnow. Kelsey has been featured in notable publications such as Business Insider, Entrepreneur Media, and Yahoo News, where she aims to make financial information accessible to everyone while telling unique stories.