Senior Digital Writer, Astrology And Wellness
Preeti Kulkarni is a Senior Digital Writer at Astrology And Wellness. With a background in new media and a passion for finance, personal finance, travel, and tourism, she expertly navigates the intersection of these themes in her writing. Preeti's work has been featured in prominent publications such as Travel + Leisure India & South Asia, Yahoo News Singapore, and The Economic Times.
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Preeti Kulkarni's coverage primarily focuses on personal finance, beauty & fashion, culture & society, and scientific topics related to astrology. She often provides investment analysis and cites data in her articles.
If you are looking to reach out to Preeti with a pitch or expert commentary, consider offering insights into the intersection of personal finance with astrology or other cultural beliefs. Contributing an informed viewpoint about astrological trends impacting consumer behavior or market trends might pique Preeti’s interest.
Given her focus on specific themes like personal finance and culture & society intertwined with astrology-related topics such as zodiac signs, feng shui, numerology etc., it would be beneficial to tailor pitches that align closely with these areas while providing solid data-backed insights when possible.
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By: Preeti Kulkarni
Can the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related expenses? Participating companies say that is not its objective. The scheme allows you to dip into your NPS corpus to fund healthcare needs, but several conditions apply.
Wealth News: A retirement fund that offers room to make withdrawals for healthcare needs: that’s the key proposition of the NPS Swasthya Pension Scheme, announced .
By: Preeti Kulkarni
A Bombay High Court ruling favored policyholders, stating insurers cannot reject claims solely for delayed document submission beyond the 90-day deadline. The court invoked Section 28 of the Contract Act, deeming such clauses void. This judgment emphasizes that genuine claims should be assessed on merits, not technical procedural delays, aligning with IRDAI's fair claims philosophy.
Wealth News: Health insurers usually stipulate timelines within which policyholders must intimate claims and submit supporting documents after hospitalisation. For.
By: Preeti Kulkarni
Appraisal season this year saw companies begin aligning salary structures with new labour codes and updated income tax rules. While some firms implemented changes from April, broader adoption remains gradual. Higher basic pay and social security contributions may reduce take-home salaries despite hikes. At the same time, enhanced tax-exempt allowances and flexible benefits are being introduced. The choice between old and new tax regimes now depends on deductions, HRA claims and paperwork readiness.
Wealth News: For many salaried employees, the appraisal season was anything but routine this year. Some organisations rolled out increments, effective April 1, alo.
By: Preeti Kulkarni
New health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.
A clutch of health insurers now offers two-hour hospitalisation covers, which are being pitched as markers of comprehensive health insurance policies.
By: Sameer Bhardwaj, Preeti Kulkarni
The Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retirees to receive systematic payouts from the 80% withdrawable corpus until age 85 while keeping funds invested. RIS aims to improve income stability, corpus longevity, and inflation-beating returns. However, payouts remain market-linked, tax treatment remains unclear, and the scheme may be complex for some retirees.
The National Pension System (NPS) landscape has seen several reforms in recent months. After major changes to exit and investment norms last year, the latest reform targets the withdrawal phase.
