Teena Jain Kaushal

A bond SIP buys you discipline, a rate ladder and access at smaller ticket sizes. What it does not buy you is the cost-averaging magic of an equity SIP.

"The monsoon has caught up in large parts of the country, including Maharashtra, which moderates the early fears around rural demand"

If you can invest more, you buy time. If you can't, time invests for you provided you start early and leave the corpus alone

In motor insurance, which is currently our largest business, our claim settlement ratio is around 99.4%. That means only about 0.6% of claims are repudiated: Animesh Das

The Income Tax Department released ITR utilities in a timely manner, gave taxpayers sufficient time to comply, and even changed the due date for business taxpayers filing ITR-3 and ITR-4 to August 31, ensuring that professionals were not left scrambling at the last minute.

People in their 40s today could very well live till 90 or even 100. If you calculate your retirement corpus assuming you'll live only till 75, you could run out of money.

LIC OFS: Income Tax Act follows the First-In, First-Out (FIFO) method, under which the shares acquired first are deemed to have been sold first. This can alter the cost of acquisition, holding period and ultimately the capital gains tax payable.

Building a corpus of this size is where the discipline shows. To accumulate Rs 13.93 crore over 20 years at a 12 percent annual return, one would need to invest roughly Rs 1.4 lakh every month .

A distribution from a REIT or InvIT can comprise multiple components such as interest, dividend, rental income and repayment of capital and each is treated differently under the Income Tax Act.

When the portfolio reaches Rs 11 crore, 94% of the last Rs 1.1 crore is generated by returns, while only 6% comes from your own monthly SIPs.