Rebecca Safier

By Rebecca is a freelance contributor to Newsweek's personal finance team. A certified student loan counselor, she has written extensively on student loan debt and higher education.

Pet insurance can help you cover the cost of vet expenses for your pet in case of accidents, illnesses, and even routine visits. Choosing to get a pet insurance plan can ensure you don't have to choose between caring for your pet and paying unexpected veterinary bills that may set you back financially.

First, update your direct deposit info and pre-authorized payments By Rebecca Safier

It's a confusing time to start repaying your student loans. Here's what you need to know.

It's a confusing time to start repaying your student loans. Here's what you need to know.

The online application for income-driven repayment plans is back after a two-month hiatus, but options for borrowers remain limited.

Most borrowers will benefit by remaining with the repayment plan. But here's when changing makes more sense.

Filling out the Free Application for Federal Student Aid should be on your priority list if you're going to college next year -- even if last year's application was a nightmare.

Don't wait to fill out this financial aid form. Getting an early start can help maximize your award.

Compare lenders, rates, repayment terms and more to select the right lender for you.