Rene Bennett

Saving isn’t always easy, but it pays off over time. It’s especially useful to have a solid savings foundation in place to protect yourself against economic uncertainty. And with the

Saving isn’t always easy, but it pays off over time. It’s especially useful to have a solid savings foundation in place to protect yourself against economic uncertainty. And with the unemployment rate surging to 4.3 percent in August, the road ahead looks potentially rocky.

Many of us have given in to the temptation to buy something we don’t need.

Many of us have given in to the temptation to buy something we don’t need. Maybe you were passively scrolling through your social media feed when a sponsored post came up, showcasing the latest tech gadget with glowing reviews. Unable to resist, you clicked the “buy” button for fear of missing out, only to find the excitement faded not long after, leaving you with regret and a dent in your bank account.

Key takeaways An add-on CD is a specialty CD that allows you to add more funds to the account after your initial deposit.

By René Bennett, Bankrate.com Many of us have given in to the temptation to buy something we don't need.

Key takeaways Offered by many financial institutions, online bill pay is typically a free, secure service that enables consumers to make various types of payments electronically.

Online bill pay offers numerous advantages — especially for those accustomed to online banking — but there are some areas where it may fall short.

Key takeaways Saving money requires intentional planning, and the way you should go about creating that plan will depend on whether you're saving for short-term or long-term goals, or both.

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful.