Rene Bennett

Key takeaways Offered by many financial institutions, online bill pay is typically a free, secure service that enables consumers to make various types of payments electronically.

Key takeaways Saving money requires intentional planning, and the way you should go about creating that plan will depend on whether you're saving for short-term or long-term goals, or both.

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful.

Key takeaways The median transaction account balance in the U.S. is between $8,000, potentially insufficient for a few months without income.

For now, rate cuts aren't about giving the economy more juice but instead dialing back the level of restraint the Fed is currently exerting on the U.S. economy.

Here are scenarios for when each choice – paying down debt or saving – makes more sense.

There are a variety of apps available for individuals to earn money through different means, such as cash back on purchases, completing tasks and providing services. Many of these apps are free to use, but some may charge a subscription fee or take a percentage of earnings.

Having multiple savings accounts can help you track spending habits and progress toward savings goals. You can make more money with multiple savings accounts by getting the best of fluctuating yields and earning bank bonuses.

Key takeaways A U.S. savings bond is a low-risk way to save money, which is issued by the Treasury and backed by the U.S. government.

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to