Rohit Arora is a Senior Contributor at PwC India. He specializes in finance and financial technology, with a focus on small business financing and the use of technology to enhance funding processes. Rohit's insights and expertise have been featured in prominent publications such as The Economic Times, Forbes, and YourStory Media.
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Rohit Arora predominantly covers small business, finance, and tech topics, with a focus on providing practical advice to his readers. Given the nature of his articles, he may be interested in hearing from experts who can provide actionable tips for small business owners or entrepreneurs in areas such as improving credit scores, accessing loans with bad credit, or navigating economic challenges.
As Rohit frequently cites data and publishes press releases, consider offering him access to relevant industry studies or reports that support trends affecting small businesses and the economy. Additionally, if you have insights into emerging technologies impacting the business and finance sectors or predictions related to interest rates and their effects on small enterprises' financial decisions, these could also capture his attention.
While there is no specific geographic focus mentioned for Rohit's coverage area based on the provided article titles.
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Small and Medium Enterprises (SMEs) play a major role in most economies, particularly in developing countries.
While the U.S. Government shutdown has obvious effects on federal agencies, the economic impact of the shutdown also is felt by small businesses all across the nation.
Latino-owned businesses increasingly drive innovation in their communities, close credit-access gaps, and play a pivotal role in shaping the country's economic future.
For business owners... it means more access to capital that might have been too expensive or unavailable previously.
One of the most recent innovations in small business lending is Agentic AI, autonomous software that can manage entire workflows without human intervention.
Promoting in advance can be enormously helpful in driving Small Business Saturday specials. Naturally, offering discounts for the day is one way to lure in people.
Even with higher prices, nearly half of shoppers plan to cut back elsewhere to fund gift-giving — a sign that smart small businesses can capture significant revenue.
To ensure every rupee of credit fuels productive enterprise growth, the system needs to prioritize transparent lending, which is sustainable to turn economic momentum into durable prosperity. In a world obsessed with lending volumes, irresponsible credit generates short-lived growth with long-term fragility, hence the rising NPAs, misallocated capital, and weakened financial institutions. Responsible lending, by contrast, compounds value by strengthening MSME balance sheets, building repayment discipline, and directing capital into sectors that create jobs and exports.
By: Bernhard Zelger, Maximilian Lammer, Johannes Dominikus Pallua, Christian Wolfgang Huck, Paul Bellmann, Birgit Moser, Miranda Klosterhuber, Matthias Schmuth, Rohit Arora, Verena Moosbrugger-Martinz
Background: Scabies, caused by Sarcoptes scabiei var. hominis, remains difficult to confirm histologically when parasites are sparse or fragmented. Conventional microscopy is particular but limited by small sample size, tissue destruction, and observer dependence. Objective: To evaluate visible–near-infrared hyperspectral imaging (VIS–NIR HSI) as a label-free optical method for detecting S. scabiei in human skin sections and to assess its compatibility with routine HE staining. Methods: Formalin-fixed, paraffin-embedded (FFPE) skin tissue from six patients with histologically verified scabies was analysed using VIS–NIR HSI (500–1000 nm). Unstained sections mounted on CaF2 substrates and parallel HE-stained slides were imaged. Spectral datasets were processed by principal component analysis and segmentation to distinguish mite structures from epidermal and dermal compartments. Results: The chitin-rich mite exoskeleton exhibited a reproducible reflectance slope in the near-infrared range (R850/R550 > 1.5), clearly separating parasite from host tissue (R850/R550 < 1.0). PCA confirmed consistent cluster separation across all cases (ΔPC ≈ 3.7 ± 0.2). These contrasts remained detectable in HE-stained sections, validating applicability to conventional slides. Conclusions: VIS–NIR HSI enables reliable, label-free detection of S. scabiei mites in both unstained and HE-stained human skin tissue. By combining morphological and biochemical information in a single modality, HSI represents a promising adjunct to digital dermatopathology and may improve diagnostic sensitivity in challenging or atypical cases.
As 2026 unfolds, India's financial sector can now look back at the milestones achieved and design new strategies to strengthen MSME lending in the months ahead.
