Sabrina Karl

Rates on 30-year new purchase mortgages fell again Thursday, to an average 6.17%. That's a big-enough drop to push the flagship average to its lowest level since early April 2023. Rates for most other new purchase mortgage rates also moved lower Thursday.

30-year mortgage refi rates have fallen back down, almost to the same 18-month low they notched last week. Rates are down for most other refi mortgage types as well.

Key Takeaways While I bonds enjoyed a historic heyday from 2021 into 2023, those remarkable rates have since given way to more mediocre returns. Almost everyone with I bonds from the past 17 years is now earning something from 2.96% to 4.28%—and your rate's likely to drop even lower.

Check our interactive map to find the current 30-year mortgage rate average for any U.S. state. Right now, New York, California, and Florida have the cheapest rates.

30-year mortgage refi rates have fallen again, hitting their lowest level since February 2023. Rates are down for most other refi mortgage types as well.

Key Takeaways The best CD rates held firm today, despite an almost-certain Fed rate cut next week. The nation's tip-top rate is 5.35%, available from DR Bank. Its 6-month CD guarantees your rate into 2025. To lock your rate further into 2025, the top 1-year offers pay 5.25%, available from two institutions. Or you can score a 5.00% rate for 15 months with Connexus Credit Union.

30-year mortgage refi rates have fallen for a fourth day in a row—dropping to a new 19-month low. Rates are down for most other refi mortgage types as well.

Over the last ten weeks, 30-year mortgage rates have been sliding steadily—and it may not be over. Rates are already down to their cheapest level since February 2023.

30-year mortgage refi rates have dropped for a sixth day in a row—sinking to a new 19-month low. Rate movement among other refi loan types was mixed.

Mortgage rates keep sinking—with the 30-year and 15-year averages falling to their cheapest levels since February 2023. Rates moved lower for many other loan types as well.