Sanjeev Sinha

Summary of this article If a person starts at 20 and saves 20 per cent of income, they can withdraw the inflation-adjusted equivalent of around 52 per cent of their current income every year in retirement.

Summary of this article A freehold property gives you much greater ownership rights, while a leasehold property gives you the right to use the property for a specified period.

Geopolitical tensions can trigger sharp market corrections, often leaving systematic investment plan (SIP) investors wondering whether to stay

A delayed ITR could prompt greater scrutiny, document requests or processing delays.

Summary of this article With term insurance, you can protect your family financially if you pass away during the policy term.

Balanced hybrid funds maintain 40-60 per cent allocations to both equity and debt, offering moderate-risk investors diversification and rule-based rebalancing

Summary of this article A sudden job loss, a medical emergency, the death of an earning member or an unexpected large expense can quickly disrupt even a well-planned household budget.

Summary of this article Two benefits do not survive a missed deadline and cannot be recovered through any later filing.

Summary of this article For a lot of people, financial freedom means a huge bank balance or being able to quit working early. In reality, it can be a lot simpler than that.

Summary of this article Investors should view cash as a form of liquidity in their portfolio, as a part of their emergency fund.