Somruedi Banchongduang

Bank of Ayudhya (Krungsri) expects to be able to achieve its social and sustainable finance (SSF) portfolio target of 100 billion baht ahead of schedule, driven by strong demand for these kinds of financial services.

CIMB Thai Auto Co, a subsidiary of CIMB Thai Bank (CIMBT) specialising in used car loans, expects a market recovery next year supported by the gradual economic revival and lower interest rates.

Household non-performing loans (NPLs) reached 1.2 trillion baht in the third quarter of this year, a 14% year-on-year increase, and concerns are also growing over the bad debts of small businesses , which rose 20%.

Thai exports to the United States are expected to be the most seriously affected in Southeast Asia based on potential US tariff increases, as Thailand has a significant share of trade with the US, according to ttb analytics.

Finance Minister Pichai Chunhavachira has reaffirmed his call for a reduction in the policy interest rate to stimulate Thai inflation.

The credit card industry is likely to face its most significant challenge in two decades next year, driven by a relatively weak economy, according to the chairman of the Thai Bankers

Citi Thailand is upbeat about the local economy in 2025, fuelled by domestic investments from both the public and private sectors, with tourism remaining a key driver of growth.

SCB EIC, the research centre of Siam Commercial Bank (SCB), expects the banking sector to tighten loan growth to its highest level in a decade in 2025, amid rising credit risk and weaker economic growth.

The government's latest debt relief scheme is unlikely to affect the credit rating of Thailand's banking industry in 2025 due to the modest scope of the measures, according to Fitch Ratings Thailand.

The Thai banking sector is expected to experience its first loan contraction in 15 years in 2024, driven by higher debt repayments by borrowers and