Tom Selby

A reader is becoming fed up with their defined benefit pension scheme – and wants a second opinion

Tom Selby In our weekly series, readers can email in with any questions about retirement and pension savings to be answered by our expert, Tom

A reader asks about Serps, which were part of the old state pension system when entitlement was split between the basic element and an earnings-related element

Tom Selby In our weekly series, readers can email in with any questions about retirement and pension savings to be answered by our expert, Tom

A reader wants to understand the tax implications of taking his NHS pension early

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A reader has been unable to access her pension since July 2024 - and is getting extremely frustrated

Tom Selby In our weekly series, readers can email in with any questions aboutretirement and pensionsavings to be answered by our expert, Tom

A reader wants to understand the rules for taking money from his NHS pension

There is a peculiar ritual that now accompanies every Budget season. Long before a chancellor clutches a red box or a spreadsheet is leaked to the lobby, There is a peculiar ritual that now accompanies every Budget season. Long before a chancellor clutches a red box or a spreadsheet is leaked to the lobby, savers act early, defensively and often unnecessarily to protect their pension position.