Tom Selby

A reader asks about Serps, which were part of the old state pension system when entitlement was split between the basic element and an earnings-related element

Tom Selby In our weekly series, readers can email in with any questions about retirement and pension savings to be answered by our expert, Tom

A reader wants to understand the tax implications of taking his NHS pension early

List of Partners (vendors)

A reader has been unable to access her pension since July 2024 - and is getting extremely frustrated

Tom Selby In our weekly series, readers can email in with any questions aboutretirement and pensionsavings to be answered by our expert, Tom

A reader wants to understand the rules for taking money from his NHS pension

There is a peculiar ritual that now accompanies every Budget season. Long before a chancellor clutches a red box or a spreadsheet is leaked to the lobby, There is a peculiar ritual that now accompanies every Budget season. Long before a chancellor clutches a red box or a spreadsheet is leaked to the lobby, savers act early, defensively and often unnecessarily to protect their pension position.

AJ Bell's director of public policy argues for an engagement-focused approach to pensions policy.

The pensions expert Tom Selby, from the investment firm AJ Bell, gives his advice