American Banker

Key insight: FNBO has leveraged its status as one of the nation's largest family-owned banks to acquire other similarly-structured institutions.

Reporter Claire Williams covers banking policy matters on Capitol Hill. She previously wrote about financial and economic policy for Morning Consult and... Read full bio

BankThink Why should I care about a bad reputation anyway?

Regulators must move toward a more workable model that regulates the intermediaries that custody and control assets, not the underlying software. This would actually be the smarter choice, as blockchains provide transparency and thus better compliance than in traditional banking.

New York borrowers want the Supreme Court to rehear a case requiring banks to pay interest on mortgage escrow accounts, due to a split among appellate courts.

Key insight: As the Trump era banking agenda rolls on, a holdover appointee from the Biden administration says the benefits are not being evenly distributed.

Key insight: Lam's scheme stole directly from TD customers' accounts, unlike the year's earlier TD insider cases, which moved drug money for outside laundering networks.

Key insight : MoneyGram launches its own stablecoin to complement its other work in digital assets.

Roughly 80% of banks with more than $100 billion of assets were deemed well-managed in the Fed's latest supervision and regulation report, a sharp increase from 2024.

Early Warning Services' digital wallet solicited actors Elizabeth Banks and Gabrielle Union for its second national advertising campaign as it looks to tie itself to financial institutions in the public eye.