Karthik Jerome

'Assess the property in terms of type, size, location and price point, and whether it fits into your budget.' 'If it checks out on these fronts, one may consider the accompanying offers.'

'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'

'They take care of the problem: How can I ensure my child's education and other goals are not compromised, even if I am not around?'

'Investors may have made money in mid and smallcaps due to market momentum, but now they need to focus on fundamentals.'

Link your UPI app to a separate bank account or wallet that has only a limited sum.

New investors should gradually build a 5 to 10 per cent allocation to gold.

'Asset allocation should change only if your goals, life situation, or risk profile have changed.'

Regularly monitor your account for any suspicious activity. Keep your devices updated with the latest security patches to prevent vulnerabilities. Ensure the physical wallet you use is stored securely to avoid loss or theft.

Share: 'If the markets correct further, PSU stocks could continue to decline.'

Purchase health insurance early while you are disease-free. 'It might become very difficult to get a comprehensive health cover for someone who has already had cancer.'