Kathleen Elkins

Toronto-based YouTuber Steve Antonioni. Courtesy of Steve Antonioni Steve Antonioni takes a more flexible approach to the FIRE movement, calling it "Camp FIRE."

Jennifer and Paul Tessmer-Tuck used real estate professional status, or REPS, to reduce their tax burden while building a 16-property rental portfolio.

"I'm of the opinion that money is in the niche, and you want to stay very, very focused," said Popsmith cofounder Tal Moore.

Toronto-based YouTuber Steve Antonioni. Courtesy of Steve Antonioni This story is available exclusively to Business Insider subscribers.

Savvy savers say the goal isn't necessarily to cut out every small pleasure. It's to be more intentional about where your money is going.

Savvy savers say the goal isn't necessarily to cut out every small pleasure. It's to be more intentional about where your money is going.

Andy and Nicole Hill achieved Coast FIRE by investing in index funds. Courtesy of Andy and Nicole Hill

Erik Smolinski, a full-time options trader, is using various AI tools to make better trading decisions. Erik Smolinski

Andy Hill and Nicole Hill pivoted to Coast FIRE after attempting traditional FIRE. Courtesy of Andy and Nicole Hill

Andy Hill left corporate America in 2020 to build his content creation and coaching business, Marriage Kids and Money. Courtesy of Andy Hill