Steve Cocheo is an Executive Editor for The Financial Brand and CUInsight.com. With a focus on the financial industry, Steve covers a wide range of topics including banking trends, fintech, consumer finance, and regulatory issues. His articles provide insights and analysis for professionals in the financial sector.
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Steve Cocheo’s coverage focuses on personal finance and the financial sector, with an emphasis on data-driven analysis. He often cites data to support his articles, indicating a preference for evidence-based insights.
Given Steve's focus on topics such as credit unions, banks, auto loans, GenAI, payments trends, BNPL (Buy Now Pay Later), fintechs and banking-as-a-service among others; he would likely be receptive to pitches from industry experts who can provide in-depth analysis or commentary on these specific areas.
He does not appear to have a specific geographic focus but takes a broad view of the financial sector. Therefore outreach should center around providing unique insights into ongoing trends and developments within the global financial landscape.
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By: Steve Cocheo
Increasingly, debit 'card' transactions occur on mobile or in digital 'Card Not Present' venues. Will that put pressure on pricing?
By: Steve Cocheo
Apple could make a fortune on identification services by opening its near-field-communication chip services to selected apps and channels.
By: Steve Cocheo
Worries over examiners' reactions to AI adoption hold back many lenders, even as Washington gathers more data about AI technology.
By: Steve Cocheo
For community banks and credit unions, artificial intelligence-powered lending is becoming more than a nice-to-have capability. But worries about regulators' reactions to the technology has held back seven out of ten smaller institutions, says new research from Cornerstone Advisors.
By: Steve Cocheo
The abortive credit card settlement, ongoing battles over late fees and the Capital One-Discover merger, and more "junk fee" debates.
For bankers in the payments space, four looming issues to watch as fall approaches: The credit card settlement that wasn't, the ongoing battle over late fees, pros and cons on the proposed Capital One-Discover merger, and CFPB stirring up more trouble about "junk fees," this time over cash back charges at retailers.
By: Steve Cocheo
Now that AI tools are here to stay, banks have to calm down, look beyond the hype, and adopt the technology in an intelligent way. A report from RAND Corp. draws on interviews with 65 AI-focused data scientists to identify key reasons that as many as four out of five attempts to use the technology fail to realize the intended benefits.
By: Steve Cocheo
Attraction of low- and no-fee cards grows, at a time when points and miles cards have alienated some customers.
By: Steve Cocheo
Long a major player in ecommerce, PayPal is now pouring effort and promotion into a second retail front: the in-store experience.
By: Steve Cocheo
Long a major player in ecommerce, PayPal is now pouring effort and promotion into a second retail front: the in-store experience. New CEO Alex Chriss says PayPal will serve consumers' desire for omnichannel payments and plans to entice them with cashback as high as 15% on select categories. Can banks compete?
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