Shipra Singh

Here is Mint'sannual ranking of the best travel-focused credit cards, taking into account not just reward rates but also recent devaluations.

Some credit card users who rely on autopay say they have found their payment settings switched to the minimum due without their knowledge. Here's what your credit card isn't telling you.

New Delhi, Aug. 11 -- When Ashutosh Singh got his first credit card in 2023, he knew one thing: pay the bill on time and build your credit score.

The ruling does not automatically make every unexercised Esop buyback tax-efficient, say experts.

Financial independence is an aspiration worth pursuing, not as an escape from a toxic workplace, a bad boss or a poor appraisal, but as a means of building a richer, more purposeful life.

The CBDT is giving small taxpayers, NRIs and employee stock option holders until 31 December to avoid severe Black Money Act penalties, but this immunity comes at a steep cost.

Exercising ESOPs requires significant upfront capital to cover exercise prices and perquisite taxes, exposing employees to substantial valuation and illiquidity risks if an exit is delayed or delivers lower-than-expected returns.

The Foreign Assets of Small Taxpayers–Disclosure Scheme, 2026, provides a clean route with full prosecution immunity to disclose overseas holdings, but it imposes an effective 60% penalty levy on undisclosed amounts.

As children move away and large homes become harder to maintain, retirees are rethinking property. Selling, downsizing or redeveloping can unlock wealth, simplify succession and improve retirement security.

Mumbai ITAT has allowed ₹ 1.52 crore spent on renovating a house to qualify for capital gains exemption, widening the scope of costs that can be counted when reinvesting asset-sale proceeds.