Senior Associate Editor - BW Moneyworld and BW Buisnessworld
Anagh Pal is a consultant and writer for Business Insider India, specializing in finance and investment topics. With a focus on providing valuable insights to readers, Anagh covers a range of subjects including mutual funds, taxation, real estate, and emerging trends in the finance industry.
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Anagh Pal's coverage indicates a strong focus on personal finance and real estate within India. He frequently cites data, provides investment analysis, and includes press releases in his articles.
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FD interest rates , influenced by factors like the RBI's policy repo rate, are likely to remain relatively high during the first half of 2024
Starting your tax investments early gives you time to do proper tax planning When you invest early, your investments get more time to grow and therefore you can reap the benefit of the power of compounding
Have clarity on how much you want to spend, under what heads, and how much you want to invest Make it a point to pay your credit card dues on time and never make just the minimum payment
Amid news of sub-par placements even at top-tier engineering colleges, students are worrying about their future
By: Anagh Pal
For those of us who earn a salary, a job loss can come as a big shock. There are expenses to be met, EMIs to be paid and so on. Months without an income can seem like a nightmare. Getting a new job can also take considerable time. But job losses are a reality that many of us may have to face during an economic slowdown.
For an index fund, the expense ratio is almost next to nothing, whereas for actively managed funds it could be as high as 2%
Even if you are using ChatGPT to write your resume , do not ask it to write it from scratch
If you have to define a roller coaster, you may very well take a look at how the stock market has behaved over the first four months of this calendar year. From reaching an all-time high to mid- and small-cap led corrections and Sensex crossing the 75k mark to wobbling over the last few days due to tensions in the Middle East, the market has all the elements of an enthralling thriller.
A personal loan can come in handy when you need money in case of an emergency. Being an unsecured loan, it requires less documentation and is easy to get. But it also means that the rates of interest are very high.Here are 5 things to keep in mind when taking a personal loan.Do you really need a personal loan? The first thing to ask yourself is whether you actually need a personal loan. If it is to buy something which you do not really need, then you should avoid it. Even if you need the money for an emergency, consider secure loans like loans against mutual funds, FDs or gold. A personal loan should always be the
Government securities, commonly known as G-secs, are debt instruments issued by the Government of India to raise capital. These securities serve as a way for the government to borrow money from the public or institutions. G-secs come with fixed interest rates and predetermined maturity dates. They are considered among the safest investment options due to the sovereign guarantee attached to them, ensuring repayment of the principal amount and interest upon maturity. The credit risk on G-secs is thus minimal.
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